Credit Union Business Lending
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Credit Union Frequently asked Questions
What is a credit union?
A credit union is a not-for-profit financial cooperative, owned and controlled by the people who use its services. These people are members. Credit unions serve groups that share something in common, such as where they work, live, or go to church.
Credit Unions business mission
Business Lending Loans
While others were listening to Wall Street...Credit Unions were listening to Main Street...Credit Union are locally based and since they serve their members rather thatn lining the pockets of a few share holders, they do things differently and keep their members best interest in mind.
Credit unions safe and sound
Credit unions are safe
Credit unions, like other financial institutions, are closely regulated. The National Credit Union Administration, an agency of the federal government, regulates federally-charted credit unions, and in North Dakota, the Department of Financial Institutions regulates state-chartered credit unions.
Call To Action
Call to Action
Within the next year, credit unions in North and South Dakota could lend small businesses an additional $41 million, helping them to create nearly 450 new jobs. This can be done without costing the taxpayers a dime and without increasing the size of government. Tell Congress to lift the Member Business Lending cap for credit unions!
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